About

Background & Experience

25 years at the heart of fintech and payments

Dominic Higgins

I spent the first part of my career building and scaling financial services businesses - from launching Ireland's first gift card in 2003 to establishing payment operations across the Middle East and Asia. I've led commercial functions, managed FCA-regulated businesses, and grown organisations through complex regulatory environments in Europe, the Gulf and across Asian markets.

Most recently, as Commercial Director at a VISA and Mastercard Principal Member, I led strategies that quadrupled transaction volumes and won the Irish Times Innovation Award in 2020. I was also a participant in the inaugural Central Bank of Ireland Innovation Sandbox, which reflects a close working engagement with Irish financial regulation.

Since 2024, I've turned my focus to board-level contribution. I currently serve as a Non-Executive Director on two boards, bringing operational depth and a direct understanding of what strategic decisions actually mean in practice.

Current positions

MABS
Non-Executive Director & Chair Finance Audit & Risk Committee
January 2025 – Present

Non-Executive Director providing governance and financial oversight for MABS North Leinster, Money Advice and Budgeting Service. Chair of the Finance, Audit & Risk Committee and member of the Service Delivery & Development Committee. Contributing to financial governance, policy formulation and strengthening organisational risk management frameworks.

The B!G Idea
Non-Executive Director & Chair Governance Policy & Risk Committee
December 2024 – Present

Non-Executive Director and Chair of the Governance, Policy & Risk Committee. Strategic guidance and governance oversight for this social enterprise, ensuring charity regulatory compliance while supporting its social impact mission and sustainable growth.

Earlier board positions

TrustElevate
Non-Executive Director & Company Secretary
Feb 2025 - Mar 2025

RegTech company operating across multiple European jurisdictions. Strategic oversight, governance and international expansion strategy.

Cardform Technologies Ltd
Vice President & Board Member
2002 - 2004

Led the launch of Ireland's first gift card in 2003, one of Europe's first prepaid card products. Early board-level experience in a fintech context, bringing complex financial technology to market in a new context.

ACSIS Technologies (Irl) Ltd
Managing Director & Board Member
1996 - 2002

Managing Director and board member of this Irish technology company. Led the organisation through a period of significant growth, building and managing cross-functional teams across software, systems and customer functions.

Senior leadership experience

eCOMM Merchant Solutions
Commercial Director
2019 – 2024

Led business development, marketing, partnership and legal functions for this VISA & Mastercard Principal Member. Formulated international growth strategies that quadrupled transaction volumes. Won the Irish Times 2020 Innovation Award. FCA regulated.

Intrapay / PaySec
MD Cards / Chief Business Development Officer
2016 – 2018

Senior leadership delivering VISA & Mastercard services across Europe, Middle East & Asia. Led international business development and cross-functional teams navigating complex multi-jurisdictional regulatory environments. FCA regulated.

Krores / Vista Money
Vice President
2007 – 2015

Eight years delivering financial services across the US, Middle East and Asia. Launched the first Middle East Exchange House remittance to Philippine VISA cards in 2008 - a landmark in cross-border payments at the time.

Cardform Technologies
Vice President & Board Member
2002 – 2004

Led the launch of Ireland's first gift card in 2003 - one of Europe's first prepaid card products. Early demonstration of the ability to bring complex financial technology to market in a new context.

Education & governance training

Academic

Post Graduate Diploma in Management Studies
London Metropolitan University

National Diploma in Electronic Engineering
GMIT, Galway

Governance

Audit & Risk Committee - IoD/IMI
Finance for Directors - IoD
Leadership & Governance - IoD/IMI
Getting Board Ready - IoD
Understanding Governance & the Board's Role - Boardmatch
Financial Governance - Boardmatch

AI & Technology

AI & Ethics - Trinity College Dublin
Artificial Intelligence - Law Society of Ireland
Agentic AI Mastermind - Outskill
Artificial Intelligence - eCollege
Cybersecurity, PCI-DSS, GDPR - Professional Training

Memberships

Member, Institute of Directors (M.Inst.D)

Interested in a conversation?

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